Software For Your Use
The following software is available to those people who have made a
formal request for a car wash loan from us. We will
you the information to easily download these worksheets to your
computer or we can e-mail them to you.
Each worksheet is available in MS Works, MS Excel, and in IBM Lotus
1-2-3 formats. These worksheets allow you to make changes easily.
The worksheets recalculate the totals and other formulas for you
1. Revenue and Cash Flow
Projections (multiple versions for
your specific type of car wash)
new car washes and for extensive refurbs. Allows for monthly
revenue ramp-up and monthly seasonality. Calculates loan payments
that are included as a cash outflow. Calculates cash flow before
and after loan
2. Proforma Cash Flow
Analysis - Backwards to Selling/Purchase
For buying an
existing car wash. Using the amount of money that you want to
make each month/year and your expected loan terms, gives the price
that you can afford to pay given a customary down payment. Can
help you to
quickly determine the price at which you can make money.
Excellent for negotiating your purchase price.
3. Proforma Cash Flow
Analysis (for 5 years, or for 4 years and a
For buying or
refinancing existing car washes. Uses historical revenue and
historical expenses to show historical cash flow. You can enter
adjustments to the historical revenues and expenses to show the
adjusted cash flow in those past time periods. Also calculates
the proforma cash flow after the loan
4. Construction Costs
identify all project costs to avoid unexpected costs. Includes a
list of common project costs. You can delete or add costs to the
provided list. Calculates a total hard and soft cost number.
5. Business Plan Outline
(multiple versions for your specific
of car wash)
number of questions and ideas to help you identify the things that you
to cover in your plan.
full outline we can also provide to you a 'blank' business plan outline
is already formatted. You can easily type your responses to the
in the full outline or enter any information that you like. This
includes the main title, all of the section headings, and the page
All you have to do is download, type, and print. This blank
is available for MS Works, MS Word, and IBM Lotus WordPro.
6. Car Wash Loan Request
List of common
items. Does the math for you.
7. Balance Sheet and Income
Useful when it
is necessary to produce interim (year-to-date) financial statements for
your car wash or other businesses. You may not need this if you
already using accounting software.
8. Construction Loan Advance
track the draws made from your construction loan. Loan advances
are shown by category such as "Land", "Construction", "Equipment", and
"Working Capital". Determines the amounts still available to you
in each category and in total.
9. Prepaid Expenses
your cash outlays made prior to your loan
closing. Customary and reasonable costs of your project paid by
you before your loan closing count dollar-for-dollar toward your
We will provide to you other software worksheets from
our collection if you need them.
© Copyright by Alan L. Bussey
1999 through 2006 All Rights Reserved.