We specialize in financing all types of car washes throughout the
United States of America. (Every state, every county, every city,
every town - everywhere in the U.S.A.). These loans are commonly
used to construct, purchase, refurbish, or refinance a car wash.
We are a "business loan broker specializing exclusively in the car wash
industry". This is similar to a home mortgage company, but we
specialize. In addition to simply processing your loan
application we act as your "business loan consultant", structuring your
loan so that it makes good sense for all parties to your transaction -
but especially makes sense for you.
We make the application process easy for you. We find ways to get
We will work to get you the very best
overall loan. This includes the lowest down payment, the
lowest interest rate, and the longest possible term. We work for YOU, not the lender.
(That is THE important distinction between us and other commercial loan
brokers, and between us and banks and finance companies.)
Variety of Loan Programs Nationwide
We arrange car wash loans through banks and finance companies in our
nationwide network of lenders. We have strong long-term professional
relationships with these lenders. Because of these strong
relationships we arrange interest rates and other terms for our
applicants that are better than most applicants can get on their own.
We frequently add and delete lenders from our network due to the
lenders' ever-changing loan policies. The best lender one day may
not be the best lender
the next day. Some banks and finance companies are decreasing
financing of car washes just as others are INcreasing their financing
car washes. It is an ever-changing network of lenders.
We only deal with those lenders who
offer loan terms that are superior to the majority of lenders.
Early in the application process, we will discuss your loan with at
least several lenders who are already receptive to making loans on car
quickly narrow the lenders for you to just those who will agree to the
overall financing terms for your project. This SAVES you
TIME and MONEY.
Getting Started With Your Loan ApplicationThis is how it really works, with
First, please be sure that you have a specific car wash that you plan
to buy and where you have already negotiated a purchase price.
Or, please have a specific site for a car wash that you plan to build
and where you have already negotiated the purchase price. In
other words, please do not ask us to do a pre-approval for a car wash
purchase or a car wash construction project that does not exist.
We can "pre-approve" (i.e, "pre-qualify") your loan over the telephone
in about 15 minutes. But, we don't do every loan that we are asked to
do, even if you do qualify.
If you have a real deal and want to talk about whether we might be able
to help you with your new car wash project or your car wash purchase we
would be happy to discuss this with you by telephone.
If the initial telephone conversation seems to merit continuation of
your loan request, we will e-mail (or fax) to you a simple pre-approval
package. This includes a pre-approval checklist and some simple
forms that you can complete on your computer. You can e-mail and
fax your completed pre-approval information back to us.
I will then discuss your application with at least three of our
will get your loan terms worked out IN ADVANCE of your formal
application. (That is also an important
distinction.) Unlike other loan brokers and unlike direct
lenders, we will not "trap" you into a loan that you really don't
want. We will get you Letters of Interest and/or we can speak
with the lender representatives with you by telephone conference call before your formal
Once it appears that we can get your loan approved, closed, and funded
as we have discussed, we will e-mail, fax, or Priority Mail to you the
car wash loan application package.
We have taken steps to sharply reduce the amount of paperwork that you
will need to do for your application. Remember that the less
paperwork that YOU have to do, the less paperwork that WE have to deal
with here in our office. We are always searching for ways to
Our car wash loan application process
is an open and honest process and I will keep you informed all along
And we will not "trap" you into a loan that you do not want. I
Site Analysis (New Construction and Extensive
For a new construction and significant refurbs, we do a site analysis
with each car wash construction loan application as a "backup" for the
site analysis done by the equipment supplier, by you, and by any car
We collect traffic count information, demographic information, and
other relevant information about the area surrounding the car wash site.
Using the available information we, to the best or our ability, make
sure that your selected site is a very good one. We will not
finance car washes planned for sites that seem to be weak.
Streamlined Loan Application Process
We finance car washes exclusively. Beginning in 1994 we have
developed a streamlined car wash loan application process that will
save you time
We completely structure the loan and get agreement to the loan terms
with the lenders PRIOR to asking for formal loan approval. We
negotiate the lowest loan transaction costs - appraisal, environmental,
legal, etc.. (Heck, we don't get paid anything for that
After you are satisfied with the loan terms we process your loan
application for formal approval. Much of the processing for us is
step-by-step, where most generalist lenders (bank loan officers) don't
know how to process car wash loans quickly. Car wash financing is all that we do.
We have designed all of our software and applicant forms specifically
to process car wash loans. This makes the application as quick
easy for you as possible.
We ask you only for the information that we need to get your loan
approved. We don't ask you for any unnecessary information, but
we do make sure that we ask the right questions at the right time.
We use a detailed quality control process in our office to make sure
that your application package is complete and that each item in the
package is useful and clearly supports approval of your loan.
We take care of arranging the financing and we generally arrange
excellent loan repayment terms for you. We work on your behalf to
make certain that you get the best overall loan for your car wash.
to finance your car wash!
Car Wash Loans 903-876-2308